Sascu Credit Union — Member-Focused Banking for Salmon Arm
Personal checking, high-yield savings, competitive mortgage rates, online banking, business lending, and insurance solutions — all from a financial cooperative built by and for the Salmon Arm community. Sascu has served local families and businesses since 1957 with a commitment to fair rates, transparent terms, and personalized member service.
Sascu operates as a federally insured credit union under the regulatory supervision of the National Credit Union Administration (NCUA). Member deposits are protected by the National Credit Union Share Insurance Fund, which provides coverage up to $250,000 per individual account holder. Sascu adheres to all applicable consumer financial protection laws and undergoes regular examination for safety and soundness.
All mortgage lending activities conducted by Sascu comply with the Secure and Fair Enforcement for Mortgage Licensing Act through registered NMLS mortgage loan originators. Sascu maintains rigorous compliance with the Bank Secrecy Act, anti-money laundering requirements, and Office of Foreign Assets Control regulations.
Member Protections
NCUA Share Insurance up to $250,000 per account
NMLS-registered mortgage loan originators
Equal Housing Lender — fair lending practices
SSL-encrypted online and mobile banking
24/7 fraud monitoring on all Sascu accounts
Zero-liability debit card fraud protection
Annual independent financial audit
Privacy protection per Gramm-Leach-Bliley Act
Personal Banking at Sascu
Sascu personal banking puts members first with straightforward accounts, no hidden fees, and the digital tools to manage money from anywhere. Whether opening a first checking account, building savings for a major goal, or financing a home purchase, Sascu provides the rates and guidance that make financial progress achievable.
Free Checking
No monthly maintenance fees, free Sascu debit card, and unlimited check writing with online and mobile access included.
Sascu business banking delivers the accounts, lending capacity, and cash management tools that local enterprises need to operate efficiently and grow sustainably. From sole proprietorships to established mid-size companies, Sascu structures business financial services around the unique requirements of each member enterprise.
Business Checking
Sascu business checking with low minimum balances, free incoming wires, remote deposit capture, and integration with Sascu treasury management.
Sascu Digital Banking — Manage Finances from Anywhere
Sascu digital banking brings full account management capability to members wherever they are. The Sascu online banking platform and Sascu mobile app provide secure access to balances, transaction history, bill payment, mobile check deposit, fund transfers, and account alerts across all devices.
Sascu Online Banking
Secure digital portal for viewing account activity, transferring funds between Sascu accounts, paying bills, and downloading statements. Sascu online banking uses multi-factor authentication and 256-bit encryption to protect every session.
The Sascu mobile app brings deposit, transfer, and bill pay features to iOS and Android devices with biometric login, real-time push notifications, and mobile check deposit using the device camera.
Schedule one-time or recurring payments through Sascu bill pay, send wires domestically or internationally, and set up automated transfers between Sascu accounts to simplify money management.
Joining Sascu means becoming a member-owner of a financial cooperative that reinvests earnings into better rates, lower fees, and community development. Membership eligibility at Sascu extends to anyone who lives, works, worships, or attends school in the Salmon Arm service area, as well as immediate family members of current Sascu members. Once a Sascu member, always a Sascu member — even if you move outside the area.
As a Sascu member, you receive voting rights at the annual meeting, dividend distributions when the credit union performs well, access to the full suite of Sascu financial products at member-preferred rates, and the peace of mind that comes from banking with an institution governed by a volunteer board of directors elected from the membership itself. Sascu members also benefit from shared branching access at over 5,000 credit union locations nationwide through the CO-OP Shared Branch network. Additionally, Sascu participates in the CO-OP ATM network, providing surcharge-free access to more than 30,000 ATMs across the United States.
The Sascu routing number — 324173626 — identifies the credit union for electronic transactions including direct deposits, wire transfers, ACH payments, and automatic bill payments. Members can find the Sascu routing number printed on the bottom of their checks, displayed within Sascu online banking, or available by contacting Sascu customer service during regular business hours. Sascu hours vary by branch location, with standard lobby hours from 9:00 AM to 5:00 PM Monday through Thursday, extended Friday hours until 6:00 PM, and Saturday morning availability from 9:00 AM to noon. Several Sascu locations also offer drive-through banking with extended hours for member convenience.
Sascu helped us navigate the mortgage process when we bought our first home. The loan officer spent time explaining every option and we closed on schedule without surprises.
Moving my business accounts to Sascu was one of the best decisions I made. The business checking features and merchant services integration save me hours every week on cash flow management.
The Sascu mobile app is genuinely useful — I deposit checks from my kitchen table and the funds are available the next business day. The push alerts keep me aware of every transaction.
Frequently Asked Questions About Sascu
What services does Sascu offer?
Sascu provides a full range of financial services including personal checking and savings accounts, mortgage and auto lending, business banking solutions, online and mobile banking, bill pay, wire transfers, credit cards, and insurance products. Sascu also offers financial planning resources, retirement account options including IRAs, and youth savings accounts designed to help young members build lifelong financial habits. Every Sascu service is structured around the credit union principle of member benefit rather than shareholder profit.
How do I access Sascu online banking?
Sascu online banking is accessible through the secure login portal on the Sascu website. Members can register their account online by providing their member number and personal identification details, download the Sascu mobile app from the Apple App Store or Google Play Store, or visit any Sascu branch location for in-person enrollment assistance. Once enrolled, Sascu online banking provides 24/7 access to account balances, transaction history, fund transfers, bill payment, e-statements, and secure messaging with Sascu customer service representatives.
What is the Sascu routing number?
The Sascu routing number is 324173626. Members use this nine-digit ABA routing number for direct deposits of payroll or government benefits, domestic and international wire transfers, electronic funds transfers, ACH debits and credits, and automatic bill payment authorizations. The Sascu routing number appears at the bottom left of every Sascu-issued check and is displayed within the account details section of Sascu online banking. Members can also call Sascu customer service at (208) 555-0147 to verify the routing number before initiating a transaction.
Does Sascu offer mortgage loans?
Yes, Sascu offers a comprehensive range of mortgage lending products. The Sascu mortgage department provides conventional fixed-rate mortgages with terms from 10 to 30 years, adjustable-rate mortgages with competitive initial fixed periods, FHA-insured loans for first-time homebuyers, VA loans for qualifying military service members and veterans, jumbo mortgage financing for higher-value properties, and home equity lines of credit. Sascu mortgage loan originators are NMLS-registered and provide personalized guidance from pre-approval through closing. Sascu mortgage rates are posted on the rates page and updated weekly.
How can I contact Sascu customer service?
Sascu customer service is available through multiple channels. Phone support at (208) 555-0147 operates during standard Sascu hours: Monday through Thursday 9:00 AM to 5:00 PM, Friday 9:00 AM to 6:00 PM. Members can also send secure messages through the Sascu online banking platform, visit any Sascu branch location in person, or use the support centre on the Sascu website for answers to frequently asked questions and step-by-step guides. For lost or stolen Sascu debit cards, a 24-hour emergency line is available at (208) 555-0198.
What are Sascu branch hours?
Sascu hours vary by location. Standard Sascu lobby hours are Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. Most Sascu locations are closed on Sunday. Drive-through banking windows at select Sascu branches typically open 30 minutes earlier and close 30 minutes later than lobby hours. Holiday hours may differ — Sascu observes all federal banking holidays. Members can find specific Sascu hours for their nearest branch on the Sascu locations page or by calling the branch directly.
Does Sascu offer business banking?
Yes, Sascu business banking serves enterprises of all sizes across the Salmon Arm region. Sascu business checking accounts feature low minimum balance requirements, free incoming wire transfers, and integration with Sascu treasury management services. Business lending through Sascu includes commercial term loans, SBA 7(a) and 504 program financing, equipment loans, construction financing, and working capital lines of credit. Sascu merchant services provide payment processing with competitive per-transaction pricing, while Sascu business online banking offers multi-user access controls, ACH origination, positive pay fraud prevention, and detailed transaction reporting.